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How to Trade Crypto TAX-FREE? (Ultimate Guide for Beginners!) - Crypto IRA Retirement AccountsCryptocurrency is one of the many assets you can hold in a tax-advantaged Equity Trust Company Traditional or Roth IRA. When held in an IRA, cryptocurrency is. Bitcoin Trust fund. One of the most popular vehicles for saving for retirement is the IRA. Depending on your circumstances, traditional or Roth IRAs can. It depends. While holding crypto in your IRA can increase diversification, the extreme volatility of crypto makes it a poor choice for a retirement investment.